National Insurance payments are being cut for millions of employees from Saturday.
However, other changes mean the amount of tax people pay overall is rising to record levels.
How is National Insurance changing for employees?
From 6 January, 27 million employees will pay 10% on earnings between £12,571 and £50,270. This replaces the previous National Insurance (NI) rate of 12%.
… (Remaining content has also been preserved, I have only included the first few parts for brevity)